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Even if your return is positive, your return may be less than the return you would earn if you bought a conventional senior interest bearing debt security of Royal Bank. These services could include investment banking and merger and acquisition advisory services. The terms of these hedging arrangements take into account a number of factors, including our creditworthiness, interest rate movements, the volatility of the Reference Stocks, and the tenor of the Notes. The economic terms of the Notes and their initial estimated value depend in part on the terms of these hedging arrangements. Capitalized terms used but not defined in this pricing supplement will have the meanings given to them in the product prospectus supplement. If this number is not a round number, then the number of shares of the Lesser Performing Reference Stock to be delivered will be rounded down and the fractional part shall be paid in cash. The lower implied borrowing rate is a factor that reduced the economic terms of the Notes to you. Linked to the Lesser Performing of the Common Stock. Payment at Maturity assuming.

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